My investing philosophy is to invest in stocks that have a good history in multiple months or years. Also do not be quick to sell because one day it could be super low and the next it could be super high. The processes I took when investing in stocks, bonds, and mutual funds was checking the history of the investment and making sure the price wasn't too high. I believe you should be safer and not waste a bunch of money on chance. Although Microsoft and Starbucks had their moments of being low, I was really impressed with how much they exceed my expectations. They were both the companies that gave me most of the money, most likely due to the time of year. The stock that under performed for me was Macy's. Macy's made me lose a ton of money. A possible factor could have been how high it was when I bought the stocks. One key thing I learned from my Virtual Stock Exchange experience was that investing in stocks is hard. You need to have a good grasp on the stock market and how to be smart when buying and selling stocks. My Virtual Stock Exchange experience will influence me personally in the future by knowing not to be too risky and to be safe with my money. I will probably not be investing in stocks when I am older.